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How much can I borrow?
Depending on your personal circumstances, you could borrow any amount from £5,000 up to £150,000 to be repaid over any period between 3 and 25 years. That means we really can tailor a loan to your own particular needs, and make sure you have the right one for you.
What is the rate?
We approach a wide panel of secured loan lenders on your behalf who offer a variety of different rates ranging from 6.7% APR to 19.9% APR depending on individual circumstances and loan amounts. We will make you aware of your individual rate and repayment amount before you decide to go ahead with your loan. Typical 9.9% APR (variable)
Do I have to use my property as security for my loan?
You don't always have to use your home as security, and our partner website does offer loans for tenants (click here for details), however if you do own your home and you are willing to secure your loan against it, we could offer you more flexible borrowing arrangements. And there are no upfront charges to worry about.
What can I use the money for?
We have approved loans for customers needing money for almost anything and everything - from home improvements to a new caravan. A popular request is for debt consolidation, but we have also provided loans to people for new cars, holidays and many more. Overall you can borrow the money you need for any reasonable purpose.
How long does it take?
Get a decision in principle within a few minutes, and you could have the cash within 14 days. We will give you an immediate 'decision in principle' and send out your loan offer today. You'll be under no obligation, you can say no if you are ot happy. As long as the information you provide is accurate, the loan will be completed on the original terms discussed. You can usually expect to receive your cheque within 14 days. If your loan requirement is urgent and over £25,000, you could receive a cheque even sooner.
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Loans for any purpose
